Our Funds

Building Community
Enriching Lives.


The Community Foundation of Harford County holds different types of funds depending on the instructions and intentions of the donor who created the fund.

Endowments are funds where the initial gift and subsequent gifts generally never are spent, creating a legacy. A portion of the investment gains of the fund as determined by the Spending Policy, support the charitable purpose defined by the fund’s donor.

Non-Endowed is where all gifts, as well as the investment return, are used for charitable intent.

Endowed and Non-Endowed fall in the following categories:


A donor-advised fund allows the donor to maintain an advisor role when distributing awards.


A designated fund allows the donor to designate one or more charitable organizations to receive grants each year.

Field of Interest

A field of interest fund allows the donor to specify a general area to support through grants, but not specific charitable organizations.


A scholarship fund allows the donor to create financial assistance grants for academic purposes for Harford County high school students.


An unrestricted fund allows the donor to support the community by directing the Community Foundation to provide grants that respond to the community’s greatest needs.


An agency fund allows a non-profit organization to take advantage of the Foundation’s expertise and investment strategies to manage its charitable funds and receive distributions annually.

The Community Foundation of Harford County is a 501(c)(3) public charity. Copies of financial statements may be requested by contacting the Foundation office. Information about CFHC submitted under the Maryland Charitable Solicitations Act can be obtained from the Maryland Secretary of State, Charitable Registration Division.


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